Step one of your credit journey
Sign up for SmartCredit
7 day trial for only $1
Credit monitoring is required to view and dispute items on your credit report. You may cancel at any time directly with the provider.
Billed by SmartCredit · Cancel any time
Why monitoring comes first
We cannot work a report we cannot see.
Your active SmartCredit account is what lets our team evaluate your credit report and build a personalized game plan. We use it to:
Review your credit reports
All three bureaus, every account, every inquiry, exactly as lenders see them.
Track updates and changes
Every deletion, every score move and every new item shows up the moment the bureaus post it.
Ensure accuracy throughout
Your monitoring must stay active for the whole process so nothing slips back onto your file unnoticed.
