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Requirements (Applies to All Plans)

1. Active credit monitoring is required. If you don't already have it, sign up through SmartCredit using this link.
2. Your credit monitoring must remain active throughout the entire process.
3. All documents and information requested in the onboarding email must be submitted before we can proceed with your disputes.
4. Timely responses to onboarding questions are required.
5. Please do not unsubscribe from our SMS notifications, as this is how we send report updates, progress, and faster communication.